"The black tribe must aggressively structure their collective dollars before risking median wealth extinction by 2053." -Toshiba Rice, Jo-Khy-Ki CEO
The Overflow is a response to the black community that was uninsured, loss their income and lives because of the negative impacts of the 2019 novel coronavirus (COVID-19). This unprecedented time may fast track a report from the Institute for Policy Studies declaring the median wealth of black citizens zero by 2053.
We unite black citizens and their allies to correct the economic injustice of black citizens by educating them on daily financial advancement and developing generational wealth creation.
Voter education, registration, research and data is used to strategically plan, align and execute positive actions that impact and improve our financial, social and emotional well-being.
We unite, uplift, educate, and choose candidates that will successfully advocate policy improvements within state and local governments to directly improve black citizen's quality of life; regardless their zip codes.
Have a conversation with a consultant and brainstorm some options and opportunities.
Make sure everyone is covered. Have a conversation with a consultant about what family coverage looks like and is it enough.
Early registration is now OPEN for members of The Overflow. Registration opens December 2020 for Q&A with financial leaders providing a step by step guide to creating generational wealth. From SBA loan qualifications, insurance determination and rates, housing loans and qualifications. Register and share with friends. Mentorship available after series attendance if desired.
Do you have a reason why you need monetary donations? Do you have a financial plan to improve your quality of life? The Overflow uses a donation base crowdfunding model to disperse donations to all members of the network and to the general fund called, the 'collective'. The Overflow shares donations received to causes within the network and collaboratively vote on how the 'collective' will donate its funds to causes, partnerships, or programs that directly and positively impact the black citizen.
Be an active participate on Sunday's in, 'This Is How We Flow Weekly' financial resource and information virtual meeting. Receive alerts on scholarships, grants, and donations.
Learn or share methods, tips and techniques to leverage your dollars and live well. Access, promote and grow black owned business/services using a geographic information system.
Share your cause and get connected with an accountability partner to help you achieve wealth and develop success for your cause OR be an accountability partner to help someone else achieve wealth.
Register or update your voter registration. Participate in EVERY election. Local and state elections are your most important elections. Determine your polling place, learn about your elected officials and know their voting record.
Know the history and purpose of laws and policies created. Policy dictates how you live. Stay in the know so you can live well.
Donation base crowdfunding campaign launch January 2021 for black owned businesses and generational wealth. Complete the Join Us section to become a recipient, supporter or ally.
The Jobs Act of 2012, signed into law by former President Obama, allows crowdfunding networks like ours to exist.
The Overflow is a crowdfunding project of Jo-Khy-Ki, LLC.